July 31, 2009 by ItheConsumer.

Although My Brothers and Sisters of the 70’s will not let me open a Penny Profit Health Insurance Company due to what I know about gaming the system. It seems to me that a group of inspiring entrepreneurs who wanted to make a social statement in the 21^st century could use the debate of Health Care Reform to launch such a company. For though it would send the Big Boys on Wall Street crying to their Lawyers for protection and help from the Blue Dog Democrats as well as the Republicans in order to maintain the Status Quo. I do believe that given the idea of providing all Americans basic medical coverage in a free market would win since the groups oppose the Presidents’ Government Option or a Single Payer Plan. Especially since the potential of 30 million plus a year in profits in today’s economy would sound reasonable.

Yes, it is possible to provide a basic health care plan for less than $100.00 a month that would promote a healthy lifestyle. And even though I am not permitted to explain exactly how it is possible under the current business practices if you take into consideration that today’s health insurance does nothing more than ensure the hospitals and medical facilities that a patients’ bill will eventually be paid. One knowledgeable of all the Laws of the Land could see how it would be possible to insure the medical institutions that they would receive all the money due to them in a timely manner. Since most Americans are healthy enough not to require medical attention on a monthly basis.

So, as Americans debate Health Care Reform let me ask “Does America need a penny profit health insurance company to allow all Americans insurance that basic medical expenses can be managed with a minimum monthly premium. For why this Unlearned Unbridled Anti-Authoritarian Child of the 70’s by Freewill and Self-Nature may not tell you how to use your Individual Medical Savings Account to pay for medical expenses that can keep you healthy while protecting the Principle. Given the fact that Congress has its hands full trying to get all parties to agree that something must be done to control the runaway cost of the current Health System and send President Obama a bill that he can sign into Law, it may be the only option left to the American People.

For why the hospitals and medical facilities all across America may have needed more money in the past to modernize and conduct research. Faced with the problem of having millions of Americans unable to receive and pay for treatment or keep funding the CEO’s and top management of Private Health Care million dollar bonuses. I do believe that the wiser minds of My Brothers and Sisters of the 70’s can come up with a better health care plan than allowing a single insurance company having the potential of providing basic healthcare for Americans.

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July 31, 2009 by ItheConsumer.

Why better than the political responses of the 30 years ago, in my opinion agreeing to disagree is more typical of My Brothers and Sisters of the 70’s than that held by the Children of the 21^st Century. And though explain how two Rights can make a Wrong will take as long to explain as how two Wrongs don’t make a Right. Personally I was hoping that a Man from Academia and a Man from Law Enforcement could do a better job of understanding than Americas’ Democratic and Republican Civil, Political, and Religious Leaders. Because why I know the lift is heavy, like two parents trying to do what is Unalienable Right for their Child I do believe most Americans would agree that the Clash of Authority is why “We the People” rely on our Grandparents and the Courts of the Land to have the final word.

So why I commend President Obama on his attempt to have a teachable moment about an Individuals Guaranteed Civil and Constitutional Rights as well as the Duties of a Law Enforcement Agent. I do believe the one person who could have bridged the gap of understanding between the two parties was notably absence from what the media is calling the Beer Summit. However, I do believe a Dinner Summit would have been a more formal setting for Chief Justice Roberts to attend and could have moved the conversation forward and beyond the political spectrum.

Since why both men are certainly entitled to their own opinion of what happened and why things got out of hand. In keeping with the Presidents’ Teachable Moment, I do believe that the Worlds of Academia and Law Enforcement like Americas’ Democratic and Republican Civil, Political, and Religious Leaders still have a long road to travel before either side can see the Natural Gap of Human Knowledge and Wisdom that separates Man and Woman. 

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July 28, 2009 by ItheConsumer.

One would hope and think that a Senator from the first state to succeed from the Union during the Civil War would know better than to introduce the idea that the Federal Government is going to tell the States to give up their Rights to Choice who does business within their borders. Talk about a Political Oops from a Republican Party Leader who says their Ideology is to protect Individual and States Rights from the Democratic Party. For why I’ll have to let you decide if it was done out of Political Ignorance or falls into the Creek of Political Stupidity by the young Senator, but in my opinion as an Unlearned Unbridled Anti-Authoritarian Child of the 70’s by Freewill and Self-Nature it is important enough to the Lone Voices lost in the Wilderness that a strong response is warranted.

For why not the first comment by the so-called No-Nothing Party to cross the line and give me the power to respond boldly, I do wonder if his comment will not be his Waterloo. For how ridiculous is it for a Republican to suggest that the best way to reduce health care costs is force States to open their doors and submit their citizens to every insurance company in America. Especially since the party loyal have always respected the States and Individual Rights?

Yes, Senator Demint may have the Guaranteed Civil and Constitutional Rights to voice his own opinion; however, after listening to him on Wolf just a few minutes ago. I have to wonder how much support his idea has with the rest of the Washington Republicans and Conservatives across the Land. Since why I may accept Congress lessening the restrictions that allow a list of Approved Health Insurance Companies to apply to the States for permission to do business within their borders, but to be honest. I would rather see a Pig Fly than to have the Federal Government order any State to accept some of the Insurance Companies doing so-called business. For does Senator Demint think that corporations like United Health are not going to play the Big Bad Wolf with their $800 million dollars a quarter profit?

So please, for the sake of the sanity of the nation start teaching the Republican Civil, Political, and Religious Leaders the meaning of stupidly. Because why I may not agree with the Democratic Civil, Political, and Religious Leaders on all (if any) of the issues, I’m getting real weary of defending a political party that does not seem to learn from their own mistakes. For why Management should have a seat at the table with Labor, if the last 8 years of Political Incorrectness from both side of the political coin of life has not shown you that there is a better way forward. What will?

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July 28, 2009 by ItheConsumer.

As your Representatives and Senators return home for their summer vacation after failing to send President Obama a health care reform bill that he can sign. It occurs to me that they need help linking health care to health education. So why I cannot tell you to contact them, I do believe that in order to reduce fraud, lower medical expenses, and renew a commitment to bring Americans a better Health Care Industry that both the Left and Right needs to be enlightened on the problems face by the American Public and Medical Industry as early as the 1930’s and the challenges that must be met in the 21^st century. And why certainly no expert on the subject, I do believe all one has to do is ask their parents and grandparents about the medical care and services they received in the 1950’s; 60’s; and 70’s compared to today. For why I am sure that there are some places in America were you can find only one doctor for an entire town or a county hospital that looks like something out of an old movie; however, ask your Representative or Senator how most of the hospitals and medical facilities got the money so they could afford the state of the art emergency rooms and equipment we see today.

Because why linking to how America changed the way the populous are administrated their health care today would be information overload, you might be surprised to know that the cost for every ambulance to cutting edge laser surgery has been paid for by your insurance premiums. And why I have no doubt that without these funds most Americans would still be thinking that cod liver oil was the best cure for what is wrong with you. I do recognize that in the 21^st century a more intelligent path needs to be found that not only will keep all Americans receiving the best health care possible, but make it easier for the Patient and Doctor to do what is necessary to insure that the best of our grandparents’ ideas are passed to future generations.

For why it would be nice to have the health care of the President of the United States and have a one on one relationship with a medical staff that follows you around; nevertheless, stepping just short of that argument in my opinion any health care bill reaching the Presidents’ Desk could, should, would include a section that would promote every Individual American having the Self-Knowledge of First-Aid and Basic EMT training. Because I believe the best way to eliminate fraud, unnecessary medical procedures and tests, and insurance increases is to ensure that all future generations understands the difference between what medicine can do and what the individual is going to have to live with. Since even the best scientists today can’t explain how hot tea and honey can help with the symptoms of the common cold.

Yes, our grandparents of the Great Depression along with the Congress of their time did have the right idea of allowing Americas’ Business Owners to offer insurance as a benefit to their employees. For even today you would be hard pressed to find someone who would by health insurance instead of keeping a roof over their family head or putting food on the table. Besides, allowing those expenses to be written off as the cost of doing business (Pre-taxable Income) the actual cost of insuring every Working American results in the government not receiving taxes on money made in the open market.

So why are more and more companies opting out of the program, claiming that costs don’t allow them to make a profit? Well, I’ll leave that up to your Representatives and Senators to explain since it gets into part of the Establishment that I was told to is off limits to me. Nevertheless, this is another section of health care reform that needs to be addressed by Congress. For with Major Corporations making record profits while the Mom and Pop operations are struggling to make payroll. In my opinion, it has more to do with paperwork and reimbursements than the big bad business owner of the 21^st century wanting to play Scrooge. Since I wonder how many business owners not providing insurance today if Congress would give them a tax credit on the money that they plan to spend on insurance this year instead of making them wait to write the expense off at the end of the year.

Now, I’m not going to say that the Nay Sayers and Special Interest Groups are going to have more influence over your Representative or Senator; however, I can say that if enough Americans speak out publicly on the obscenity of the manner in which the current Health Industry operates that Congress will be forced to act regardless. So why Health Care may be the game in Washington. Seeing that Americas’ Democratic and Republican Civil, Political, and Religious Leaders are bound to protect the Rights of Ignorance shouldn’t the name of the game played by “We the People” be Health Education for the Status Quo?

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July 28, 2009 by ItheConsumer.

The idea that I agree with something done by Americas’ Democratic and Republican Leaders in Congress should send chills down the spine of every America; nevertheless, I do believe the program that gives you a $4,500.00 instant rebate on purchasing a car with higher gas mileage will not only help the Bad Boys of Detroit put many Auto Workers back on the job, but offer 250 million American Consumers the opportunity to increase their personal income. And why I doubt if every American able to buy a new car this year will take full advantage of the program, I do believe that with the proper education more citizens will select the vehicles that return their monthly fuel bills back to $.99 cents a gallon.

Yes, simple math can turn that old clunker that gets 9-15 mpg into a new vehicle that can literally cut the amount of money you spend on gas in half if not more. For why 27-38 mpg may limit your selection of vehicles this year, given the fact that the increase in fuel mileage will put hundreds if not thousands of dollars back in the pockets of the American Consumer. I do believe with over 250 million cars and trucks on the road today Congress will find it almost impossible to stop the tax incentive once more and more banks and citizens become aware that the cost of the new car is actually lower than the payments of models made just a few months ago. Since knowing that the average American drives more than 12,000 miles a year, I do believe the difference of paying $11,880.00 a year ($.99 cents per gal) for gas compared to $29,760.00 per year ($2.48/gal) plus a $4,500.00 instant federal rebate should overwhelm the car dealers and the institutions that make the loans.

So why I may not be able to get a loan as a Poor Working American to take advantage of the first round of funding for the program. I do hope that all Americans will wake up and realize that at least one of the programs in the American Recovery and Reinvestment Act stands to make a huge impact on at least 250 million Americans in just a few months. For from the auto workers that get to keep their jobs to the shoe salesmen who gets commission for selling a new pair of shoes. It is ideas like this one that will not only help Americans reach energy independence, but lead the way for “We the People” to rebuild an economy for the 21^st century.

The idea that I agree with something done by Americas’ Democratic and Republican Leaders in Congress should send chills down the spine of every America; nevertheless, I do believe the program that gives you a $4,500.00 instant rebate on purchasing a car with higher gas mileage will not only help the Bad Boys of Detroit put many Auto Workers back on the job, but offer 250 million American Consumers the opportunity to increase their personal income. And why I doubt if every American able to buy a new car this year will take full advantage of the program, I do believe that with the proper education more citizens will select the vehicles that return their monthly fuel bills back to $.99 cents a gallon.

Yes, simple math can turn that old clunker that gets 9-15 mpg into a new vehicle that can literally cut the amount of money you spend on gas in half if not more. For why 27-38 mpg may limit your selection of vehicles this year, given the fact that the increase in fuel mileage will put hundreds if not thousands of dollars back in the pockets of the American Consumer. I do believe with over 250 million cars and trucks on the road today Congress will find it almost impossible to stop the tax incentive once more and more banks and citizens become aware that the cost of the new car is actually lower than the payments of models made just a few months ago. Since knowing that the average American drives more than 12,000 miles a year, I do believe the difference of paying $11,880.00 a year ($.99 cents per gal) for gas compared to $29,760.00 per year ($2.48/gal) plus a $4,500.00 instant federal rebate should overwhelm the car dealers and the institutions that make the loans.

So why I may not be able to get a loan as a Poor Working American to take advantage of the first round of funding for the program. I do hope that all Americans will wake up and realize that at least one of the programs in the American Recovery and Reinvestment Act stands to make a huge impact on at least 250 million Americans in just a few months. For from the auto workers that get to keep their jobs to the shoe salesmen who gets commission for selling a new pair of shoes. It is ideas like this one that will not only help Americans reach energy independence, but lead the way for “We the People” to rebuild an economy for the 21^st century.

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July 24, 2009 by ItheConsumer.

Why both Professor Gates and the Cambridge Police Officer should be charged with being stupid in my opinion. The fact that I doubt if Mr. Gates would have tolerated such outburst in his classroom from a student, as well as the arresting officer did not allow one of the other officers to defuse the situation before things got out of hand demonstrates to me why both parties were wrong. For whether it was a Battle of Male Ego or the Ignorance of the Individuals that lead to this event becoming a national issue, Authority has a price.

For a good example of two wrongs do not make a right. I do believe the media pundits are missing the point since a review should point out that why the police officer acted well within the established guidelines and procedures to determine if Mr. Gates was the proper owner of the home and not breaking into the home. However, the fact that Mr. Gates refused to allow the officer to do a walkthrough of the house does open the door of reasonable cause that he had something to hide. Because what would have happened if Mr. Gates had his house broke into while he was out of town, but did not notice anything was missing due to the confusion. Since I doubt Mr. Gates would believe one of his students left their homework at home if the student refused to let him follow him home and insure the homework was done.

Now, I’m not going to say Officer Crawley was wrong to try and defuse the rant of Mr. Gates based on his training and years on the force especially if the professor attempted to exploit his standing in the community to try to check the police officer. For why that move may work on a Rookie Cop (one with less than six months of the force) and send him running for the cover of his superior. I can see where Officer Crawley may have thought that his was the best one at the scene to handle Mr. Gates concerns about racial profiling seeing that Officer Crawley teaches the class to cadets. However, with Officer Crawley being of the New School and Professor Gates being of the Old School, I can relate to the idea that the Old Man is not going to listen to no Young Whippersnapper about an issue he has no knowledge of. However, the bottom line is a Police Officer caught in that situation should have called his first line supervisor to remove all doubt about the Authority of his Actions.

And why I was just impressed at President Obama coming out and say that all parties could have chosen better words to express their personal view point. I do hope the two will accept the offer of the Whitehouse to discuss the incident. For if not for the enlightenment of the Individuals involved, teaching the Media and the American Public that why both Academia and Law Enforcement may disagree on about everything in my point of view. The fact that this is the 21^st Century and not the 1950’s and 60’s I do believe that it would make, to use the Presidents’ own words, a Teachable Moment for the Nation.

For why there is more than enough blame to go around and unfortunately racism is still prominent in society today. Knowing that the Academia World and Law Enforcement are equal partners in trying to solve the issue through education and political means I do believe as an Unlearned Unbridled Anti-Authoritarian Child of the 70’s by Freewill and Self-Nature that this is one of those examples of Generational Stupidity. For if Authority is going to stay in charge than both men are going to have to learn that being right is not the same thing as being Unalienable Right Regardless.   

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July 23, 2009 by ItheConsumer.

Why I will not assume to speak for all the uninsured in America I do believe that President Obama took the proper tone last night in his speech. For why United Health made record profits in the second quarter, I wonder how much more money the company could have made by selling policies that the Working Poor could afford. Because like the president I do not presume to tell the Leaders of Congress what will make a better healthcare system for America; however, it seems to me that if the rest of Americas’ Corporations are to recovery from the last Administration shutting down the economy than continuing to raise the premiums to pay for higher healthcare costs and adding more citizens to the roll of the uninsured only serves to make it impossible for the Health Industry to stay solvent.

For only entitled to My Personal Opinion, I do see how Congress can save a hospitals billion of dollars a year simply by changing the policy of how they see the Working Poor that now must pay for Emergency Room visits just to talk to a doctor  and receive non-life threatening medical treatment. And why the reasons are many, seeing that the rest of the medical field stands to lose millions if more and more people lose the ability to pay United Health and others the premiums they are asking. I wonder if Congress can offer the Hospital Administrations the tools they need to set up a payment plan for all the Working Poor and still keep their doors open.

Because why I laugh at those who call reform a government takeover of healthcare, I wonder how many hospitals and medical facilities could keep their doors open if all government assistance was removed and the health insurance companies had to pay their bills dollar for dollar. For if those pundits were serious about having the private sector control all healthcare spending than where are the policies that lets the consumer pay only for the Healthcare that I want. Instead of forcing me to choice a policy that insists I pay for the medical treatment of the Youth of the 60’s and Silver Spoons of the 70’s and their lack of Self-Medical Knowledge.

Yes, I do believe President Obama and the Democratic lead Congress can offer Healthcare coverage for all Americans at little cost to the Individual, Business Owner, and Taxpayer. For if the goal is to increase the awareness of a healthy lifestyle and the importance of being aware of the medical treatment that is given by Doctors and Medical Staff. I do believe that it begins with educating our children and ends when an individual stops being healthy and needs Medical Coverage. A simply solution, yet could include yearly checkups through local community health departments. For why I realize that $2,000.00 a year don’t sound like much to those earning over $100,000.00 a year, try making the same payment on less than $20,000.00 a year.

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July 22, 2009 by ItheConsumer.

As a citizen who can carry on an intelligent conversation with most doctors I do believe that in whole President Obama has the right idea about reforming the health industry; however, the problem has been is getting the Members of Congress to understand his guidelines. For with the House Bill certainly not being Budget Neutral and none of the Senate Bills having offering any innovations that have stopped the generations of yesterday from meeting the medical needs of a growing population of seniors. I have to wonder if the Democratic and Republican Leadership realizes that the Health Insurance Companies are in serious peril of becoming insolvent. For why we hear all the talk o healthcare and costs, where is the health education that will show the American Public that like AIG and the Financial Institutes the Health Industry needs to be restructured so that future generations do not have to pay for a massive system failure.

Yes, you would think that an industry that accounts for 1/6^th of the economy would be solvent especially after the latest global meltdown. But seeing the regulators has allowed the industry to raise their rates three times more than the average wages should send a clear message that the Private Sector is in more serious trouble than Medicare. For why I don’t know the exact numbers or how financially secure the Health Insurance Companies are after this latest economic meltdown, although Common Sense tells me that the fact they are no longer paying their bills dollar for dollar means that they too lost big time as the money they had invested in the market evaporated. And why I doubt if the Members of Congress could get a single accountant or economist to expose how serious the problem of insolvency has become or which companies can survive if nothing is done now to fix the Medical Bubble. I do believe President Obama needs to use his address tonight to open the eyes of the American People and Congress on why Healthcare Reform is needed.

Because why I shouldn’t worry about if everyone loses their health insurance or corporations have to spend more and more of their profits to provide health coverage for their CEO’s and top management. Nevertheless, seeing the opportunities that can come by Congress finding a Budget Neutral Solution to the age old question of making health insurance affordable to every American you would think that the Left and Right could see where President Obamas’ Vision of Commerce and Industry building an electric car that would pay its owner for driving to and from work as well as around town can begin to solve the Healthcare problems of today. For why many things can be done to lower the cost of how Americans receive medical treatment I do believe that both the Democratic and Republican Civil, Political, and Religious Leaders are going to have to come to term with the fact that over the next 5-10 years the Private Insurance Companies are going to need a large infusion of cash and restructuring to remain a viable economic player in the health industry.

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July 22, 2009 by ItheConsumer.

Thank God the Founding Fathers of America knew that a High School Graduate could be smarter than a Harvard Professor using Common Knowledge and Common Sense. For why I am glad to see that Law Enforcement realized that getting locked out of your house may get one upset. I do believe the Professor should have known that such a stunt would require him to show Proof of Residence if the police drove by or was called to the property. For just as a citizen has to show Proof of Ownership before the police can unlock your car today, the times have changed from the days when the local Law Enforcement helped crooks gain illegal entry. So please, why I realize that some may call it racial profiling or denying the Professor of his Guaranteed Civil and Constitutional Rights. The fact that this long haired White Male could and would have been charged with impeding a Law Enforcement Agent from carrying out his lawful duties  by overstepping My Guaranteed Civil and Constitutional Rights as an Unlearned Unbridled Anti-Authoritarian Child of the 70’s by Freewill and Self-Nature and going on a rampage does not mean the Professor suffered racial profiling.

Instead in My Opinion, the Harvard Professor should have thanked the Police Officer for insuring that the persons entering the house actually lived there. And then if he had any questions on how the Police Officer conducted himself, he did have the option to ask the Individual for his badge number and the name of his supervisor. For whether it was to complain or give praise about what happened would have been a personal thing. And though he still might have been stone walled by the cop, a simple call to the local Police Station and who responded to the address would be a matter of the record.

Yes, I could believe that the police officers that showed up at the Professors’ home might have not used good judgment especially if they were rookies; however, having had my fair share of dealing with local Law Enforcement and knowing that they can no longer take for granted that a sharp dressed man is a Righteous Gentleman. I do believe that the cooler heads at the police station did the right thing by calling it a misunderstanding and drop the charges. For I can say from personal experience, that being aggressive toward a Law Enforcement Agent attempting to carry out his lawful duties will get you a trip downtown.  So before you call it racially motivated, the Professor needs to ask himself if he was respecting the Law and not just ranting over being caught at locked out of his own home.

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July 11, 2009 by ItheConsumer.

As the Media Pundits debate on if the Government should issue another stimulus package, I wonder where and why they are not asking the Private Sector where their Stimulus Package is? Given that the so-called experts say that is where all the jobs will be created and all the profits are to be made one would think that the Elite on both sides of the political spectrum would find it better for them to dictate the pace of change inside of having the Elders and Powers-that-Be once again step in and tell them what the future will look like. Or is the Summit of the Billionaires in Utah just another feel good party of those citizens who think they are wealthy. For why the Stock Market remains at 8,000 with no good hope at reaching the all time high of 14,000 any year soon I wonder how many corporations are going to keep their stock holders if the only business in town hiring is the Federal Government.

For I would love to hear how Commerce and Industry are going to survive if they do not have the infrastructure to move their goods and services in the 21^st Century or meet the Bling-Bling of the 21^st Consumer as they look for more and more ways to cut down on their expenses. Yes, putting money into the Consumers’ hands when they have no confident in “We the Corporation” to bring to market the innovations needed to help build a better world would lead to the banks having more money through savings if history can be trusted. And why I will not say that is a bad idea in and of itself, having grown up challenging the Powers-that-Be of the 70’s I do believe that the Lone Voices lost in the Wilderness can and should hold the Private Sector accountable to the same Principles and Standards as their Elected Officials for coming up with a spending plan that will help every American have the opportunity to become economically viable and financially independent.

So stimulate this My Democratic and Republican Parties. With less than 25% of the American Recovery and Reinvestment Act spent and lacking the guidelines to rebuild the Federal Infrastructure where are the plans of the Major Players on Wall Street to get back on their feet. For limited to My Personal Opinion, I ask My Brothers and Sisters of the 70’s if “We the People” should create another Corporate Welfare Program or follow our ancestors of the 1990’s and force Washington to create a Job Welfare System for Private Sector designed to move America toward Energy Independence and the Blessings of Prosperity that it will bring.

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